Personal Savings Accounts


Money Maker Savings

  • Interest bearing tiered account*
  • Monthly service charge of $7.50 if average daily balance falls below $1,000.00
  • Limited transaction account
  • Internet Banking

*Tiers on Money Maker Savings

  • $1,000.00 to $4,999.99
  • $5,000.00 to $9,999.99
  • $10,000.00 to $24,999.99
  • $25,000.00 to $49,999.99
  • $50,000.00 and up

Personal Savings

  • Interest bearing account
  • Minimum average daily balance of $100.00
  • Monthly service change of $2.00 if average daily balance falls below $100.00
  • Limited¬†transaction account**
  • Internet Banking

Youth Savings

  • For those under 18 years of age
  • Interest bearing account
  • No service charge
  • No minimum balance
  • Limited transaction account**
  • Internet Banking

IRA Savings

  • It's never too early or too late to start saving for retirement. Let us help you start today!
  • We offer both Traditional and Roth IRAs, as well as Coverdell Education Savings Accounts
  • A Traditional IRA Allows you to make tax-deductible contributions.
  • A Roth IRA allows you to receive tax-free distributions during retirement.
  • A Coverdell Education Savings Account is used to save for a child's education expenses and will allow for funds to be withdrawn tax-free when used for qualified expenses
  • Internet Banking

** No more than six transfers or withdrawals, or a combination of the two, may be made per month to another account of any of the account owners at our bank or to a third party by means of a preauthorized or automatic transfer or by a telephone order or instruction. Savings accounts used as overdraft protection are subject to the automatic transfer limitations. You may make unlimited withdrawals for the purposes of repaying a loan with us, transferring funds from your account to another account with us in person, or withdrawing funds in person, by mail, Internet, or by telephone with a check mailed to you.

Business Savings Account

Plainsman Savings

  • Interest bearing tiered account*
  • For businesses that want a higher earning account and carry larger balances
  • Limited transaction account**
  • Minimum average daily balance of $2,500.00
  • Monthly service charge of $7.50 if average daily balance falls below $2,500.00
  • Internet Banking

*Tiers on Plainsman Savings

  • $2,500.00 to $4,999.99
  • $5,000.00 to $9,999.99
  • $10,000.00 to $24,999.99
  • $25,000.00 to $49,999.99
  • $50,000.00 and up

Business Savings

  • Interest bearing account
  • Minimum average daily balance to $100.00
  • Monthly service charge of $2.00 if average daily balance falls below $100.00
  • Limited transaction account**
  • Internet Banking

IRA Savings

  • We offer the SEP IRA, which is a retirement plan for sole proprietorships, partnerships, S and C corporations, and LLCs that allows for tax-deductible contributions.
  • Internet Banking

** No more than six transfers or withdrawals, or a combination of the two, may be made per month to another account of any of the account owners at our bank or to a third party by means of a preauthorized or automatic transfer or by a telephone order or instruction. Savings accounts used as overdraft protection are subject to the automatic transfer limitations. You may make unlimited withdrawals for the purposes of repaying a loan with us, transferring funds from your account to another account with us in person, or withdrawing funds in person, by mail, Internet, or by telephone with a check mailed to you.