Personal Checking Accounts


Freedom Checking

  • No minimum balance
  • No service charge
  • First box of checks is free on new accounts**
  • Online bill pay
  • ATM/DEBIT Card
  • Internet Banking

Freedom Plus Checking

  • $500.00 minimum average daily balance
  • Monthly service charge of $7.50 if average daily balance falls below $500.00
  • Interest bearing tiered account*
  • First box of checks is free on new accounts**
  • Online Bill Pay
  • ATM/DEBIT Card
  • Internet Banking

Century Checking

  • For customers 60 years of age and over
  • No service charge
  • No minimum balance
  • Interest bearing tiered account*
  • Minimum balance to earn interest is $500
  • On new accounts first box of checks is free**
  • Online Bill Pay
  • ATM/DEBIT Card
  • Internet Banking

*Interest Tiers on Freedom Plus & Century Checking

  • $500.00 to $2,499.99
  • $2,500.00 to $4,999.99
  • $5,000.00 to $9,999.99
  • $10,000.00 to $24,999.99
  • $25,000.00 and up

**Applies to singles only.  Limited selection of check styles available.

Business Checking Accounts

Plainsman Checking 

  • No minimum balance
  • First 50 transactions per month are free with reasonable charges per transaction thereafter
  • Internet Banking

Plainsman Plus Checking

  • Minimum average daily balance of $1,0000
  • Monthly service charge of $7.50 if average daily balance falls below $1,0000
  • Interest bearing tiered account
  • First 50 transactions per month are free with reasonable charges per transaction thereafter
  • Internet Banking

Plainsman Corporate Checking

  • Minimum average daily balance of $1,000.00
  • Monthly service charge of $7.50 if average daily balance falls below $1,000.00
  • $0.175 of earnings credit per hundred dollars of average daily balance that is applied to your service charges
  • First 50 transactions per month are free with reasonable charges per transaction thereafter
  • Internet Banking

Community Builder Checking

  • For church and community clubs and other non-profit organizations that have limited transactions
  • No minimum balance
  • Minimum balance to earn interest is $500.00**
  • First 50 transactions per month are free with reasonable charges per transaction thereafter
  • Internet Banking

*Interest Tiers on Plainsman Plus

  • $500.00 to $2,499.99
  • $2,500.00 to $4,999.99
  • $5,000.00 to $9,999.99
  • $10,000.00 to $24,999.99
  • $25,000.00 and up

**Interest Tiers on Community Builder

  • $500.00 to $2,499.99
  • $2,500.00 to $4,999.99
  • $5,000.00 to $9,999.99
  • $10,000.00 to $24,999.99
  • $25,000.00 and up